California Homeowner Bill of Rights
Foreclosure - California Code of Civil Procedure section 725a - 730.5
Mortgage Foreclosure Consultants - California Civil Code 2945 - 2945.11
Mortgages in General - California Civil Code section 2920 - 2967
Unlawful Loan Practices - California Financial Code section 4973
We have many resources to facilitate your research. *The following are a few of our most popular print and database resources on this topic:
California Civil Practice: Real Property Litigation KFC995 .C3 (DT, Westlaw Database)
California Legal Forms Transaction Guide KFC68 .C3 (DT, Lexis Database)
Mortgage Servicing and Loan Modifications (NCLC Database - Remote access available to current Borrowers and Benefit Holders)
Handling a Real Property Foreclosure: Here's How and When to Do It KFC177 .F6 B75 (DT - CEB Database)
Home Foreclosures (NCLC Database - Remote access available to current Borrowers and Benefit Holders)
How to Use a Short Sale to Stop Home Foreclosure and Protect Your Finances HD259 .I787 2009 (DT)
The Foreclosure Survival Guide: Keep Your House or Walk Away with Money in Your Pocket KF697.F6 E43 2021 (DT & NOLO Self-Help & Legal Information Reference Center Database)
Beware of loan modification and foreclosure rescue scams.
No person or company—including attorneys, foreclosure consultants and real estate agents – can demand advance payment for providing loan modification services in California. (Cal. Civ. Code, §§ 2944.7 and 2945.4; Cal. Bus. & Prof. Code, § 10085.6, subd. (a).) This means that a company or individual cannot obtain payment from you until after they perform all the services promised in your contract or agreement. In addition, mortgage foreclosure consultants who offer to stop foreclosure or assist you with obtaining a modification or other relief are required to register with the Attorney General and post a $100,000 bond. (Cal. Civ. Code, § 2945.45.) Search for the name of a foreclosure consultant to find if they are registered at (Is Your Foreclosure Consultant Registered?).
More information on spotting a SCAM:
California Attorney General's Office
Avoiding Foreclosure - HUD.gov